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Home - Finance - December 2025 CPP Payment Date: When Will You Get Your Canada Pension

December 2025 CPP Payment Date: When Will You Get Your Canada Pension

Priyanka by Priyanka
December 1, 2025
in Finance
December 2025 CPP Payment Date: When Will You Get Your Canada Pension

The Canada Pension Plan is a government-run retirement pension program, under which a monthly cash benefit is provided by the Canada Revenue Agency. If you are one among those who get this monthly payment, you will surely get it in December 2025 through the usual payment gateway.

It replaces part of one’s income on retirement, provides support if he or she becomes disabled, and gives benefits to survivors after his or her death. In November 2025, millions have already received this benefit. The CRA has announced the date on which they are going to release the next payment.

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What’s the CPP December 2025 Payment Date?

The date for the Canada Pension Plan is announced for December 2025. The Canada Revenue Agency is all set to release the direct deposit and paper check on December 22, 2025, and then it will be received in due time. To receive timely payout, it is mandatory that one’s details are accurate with the CRA.

If you receive this benefit via direct deposit, it is certain that you will get this payment on the day they will release it. If there are any technical issues, you may have to face a little delay. For the paper check to arrive in your mailbox, you need to wait at least 3 days. In case of workload, you have to wait a few more days.

ProgramCanada Pension Plan (CPP)
PurposeProvides monthly retirement, disability, and survivor benefits
December 2025 Payment DateDecember 22, 2025
Payment MethodDirect deposit or paper cheque
Direct Deposit TimingUsually received on the same day
Cheque TimingMay take 3+ days to arrive by mail
Maximum Monthly AmountUp to $1,433
Average PaymentAround $848.37
Eligibility BasicsMust have made at least one CPP contribution and applied
Possible DelaysIncorrect info, recalculations, identity or SIN issues

How much is the CPP December 2025 payment amount?

The Canada Revenue Agency has announced the details about the payout amount. In December 2025, each individual is going to get the payment up to $1,433. The payout amount varies from person to person; the average monthly payout is $848.37. Your upcoming payment is going to be the same as your previous.

The factors that affect monthly payment under the CPP are contribution history, average earnings, contribution duration, retirement age, drop-out provision, and inflation indexing. If you have taken retirement at the age of 65 or delayed it until 70, and you have made contributions for a long period, it is certain that the amount you will get will be bigger.

What are the eligibility requirements for the CPP December 2025 payment?

In order to get the CPP December 2025 payment, it is mandatory that one meets the eligibility requirements set by the CRA. They are as follows:

  1. Must be a citizen of Canada and live in any province, except Quebec,
  2. Made at least one valid Canada Pension Plan contribution,
  3. Took retirement not before the age of 60 years, 
  4. Have applied to get the CPP benefit, and
  5. The CRA has processed your application.

If you meet all the above-mentioned requirements, you will surely get your payment in December 2025. Note that the CPP also includes other benefits, which are Disability Benefit, Post Retirement Disability Benefit, and others; for them, there are additional requirements.

Why can my CPP December 2025 payment be delayed?

The organization that processes the payment under the Canada Pension Plan may hold your payment in December 2025 because of a certain reason, which can be:

  • If they recalculate your benefit because of income changes, review drop-out periods, adjust CPP enhancement amounts, or resolve contribution errors from employees; or
  • If they need proof of identity, your social insurance number (SIN) does not match their records, or there is a duplicate or fraud alert.

If you don’t get your payment as per the schedule, you have to get in touch with the Canada Revenue Agency. By contacting the CRA officials, you will get to know why your payment is delayed and what you are required to do now to get this benefit.

Disclaimer: December 2025 CPP payment details are for informational purposes only. Confirm dates with the Government of Canada.

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